FAQ

Your Insurance Questions, Our Expert Answers: FAQ - Your Path to Informed Coverage Choices

Answers to Your Common Questions: FAQ

Will you sell my information to call centers so that I get spammed by 100’s of emails and calls?

NEVER! We will never send you spam mail or spam you with phone calls. We will never give your information out to marketing organizations. We are a South Carolina based agency that has local employees, and we care about you having a good experience when you work with us. That means no spam.

Does my insurance cost more through you? How are you paid?

Your insurance will not cost any more when you go through us. Major medical plan pricing is set by the marketplace and cannot be changed. We are paid a commission by the insurance company we help you enroll with. We are an independent agency so we are not required to sell one product vs another. We help you find the best product for your situation by looking at ALL the options in South Carolina

What is a major medical plan?

A “Major Medical Plan”, also known as a “Qualified Health Plan” is a plan that is certified by the Healthcare.gov Marketplace to provide coverage for “essential health benefits” as well as a plan that has limits on cost-sharing and covers pre-existing

conditions. These are the most comprehensive plans available on the market in South Carolina and are the best option for most individuals and families. Beware that there are many plans out there that do not meet these requirements and people are often tricked into buying them. We often get calls from people who bought some other type of plan and did not find out how it worked until it was too late.

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