Group Insurance
Do you want to provide Group Health Insurance and other benefits such as Dental, Vision, Disability, Life Insurance and Retirement Accounts to your employees?
We serve employers with 2-250 employees. Let’s join forces today and give your employees the best benefits at the best price!
Group Health Insurance
For South Carolina employers, Group Health Insurance represents a major expense as well as one of the main benefits that they offer their employees. This is usually the most expensive employee benefit that a company will offer its workforce. Here are the main types of insurance plans:
Fully Insured, ACA Plans
Pros:
- Simple, Comprehensive Plans
- No underwriting, prices based off of age.
- Less Compliance concerns
- PPO networks
- Level Premiums
Cons:
- Expensive!
- Good health not rewarded.
Self-Funded Plans
Pros:
- Can save you 20-40% compared to ACA plans.
- Healthy Employees cost less
- More customization
- PPO networks
- Level Premiums
Cons:
- Employees underwritten for health
- Can be rejected based on employee health
- More compliance requirements
- Plans are more complex
Other Employee Benefits
01
Group Dental Insurance
More and more research is coming out linking dental health to overall health.
Group Dental Insurance is an inexpensive way that employers can have a positive impact on the health of their employees.
02
Group Vision Insurance
Did you know that Cancer, Diabetes, Hypertension, Tumors and many other medical conditions can be diagnosed via an EYE EXAM!
Providing Group Vision Insurance will encourage your employees to get regular checkups which could quite literally, save their life.
03
Group Disability Insurance
Almost 50% of home foreclosures are the result of disability. Most people vastly underestimate the danger of losing your income due to a short or long-term disability.
Protect your employees by offering group short-term and long-term disability.
We can help with individual policies as well (they stack!).
04
Group Life Insurance
Group Life Insurance is another inexpensive benefit that can have a large impact on your employees life.
40% of Americans have no life insurance. You can ensure that your employees family will not be left penniless if something were to happen to them.
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